Exactly. It shocks everywhere we purchase, no credit card! 😃 Waiting for the right opportunity, usually works out for us when making major purchases. We had been looking to replace our living room furniture for two years. We wanted top grain leather and quality manufacture. The wait was worth it, one of the places we would purchase from went out of business. We saved 75% on a stationary leather sofa and recliner both close to top line.