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In case you missed it, you just missed out on the lowest interest rates you will ever get for the next 50 years.

@WildCard I am in a quandary, I could borrow against my government Thrift Savings Plan and get 2.8% interest. The downside is I have to work another 30 months at least. I don’t want any debt as I approach retirement. We have a looming $30K home improvement project, and I hate borrowing.

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